Business Proposal

  • A business proposal allows a company to place itself under the protection of the Bankruptcy and Insolvency Act (BIA) to obtain protection against its creditors.
  • A licensed insolvency Trustee is appointed to notify the creditors and negociate with them.
  • The proposal may include a monthly payment or any other method of payment based on a projection of the company’s future income and expenses.
  • The arrangement plan is divided into categories of creditors who will have to vote for or against it.
  • A meeting of the creditors must be held within 21 days.
  • For the proposal to be accepted a majority of the creditors in each category holding two third of the debt must vote in favor.
  • Once the plan is approved, it will be submitted to the court for approval.
  • The refusal of proposal by the creditors or the court results in automatic bankruptcy.

Ready to regain your financial peace of mind?

For further information or questions, or to schedule a free and confidential consultation with a trustee, please contact us at 819 595-1800 or email us at info@lebelsydic.com.